It is a fact that windshields actually account for the number one claim that people have with their insurance company. The percentage of windshield claims are actually about thirty percent.
If you are using your car every day to get to your place of work then you may already have encountered a broken or cracked windshield. As you use your car you might see a small chip in your windshield and you don’t need to ignore that if you don’t want the problem to be bigger in the long run.
If you find something wrong with your windshield you need not panic about it. If you want a step by step guide on how to have it fixed then you just need to read further on to find that information.
First and foremost is that you need to make contact with your insurance company about it. You need to immediately notify your insurance company about it. Not only do you notify them but it would be good if you also take pictures of your windshield too so that you can show them in concrete detail the damage to it. If the cause of the broken windshield is a rock that is found on the road then this can be considered as no-fault in your insurance coverage. This is good news for you as this will yield you no deductions on your auto insurance.
You also need to look at the details of your auto insurance policy to see if you possess comprehensive coverage.
The second thing that you need to do is to file for your claim from the insurance company. When you have all the necessary information and the pictures of the damaged windshield then you need to file your claim. Auto glass claim is the name given to this kind of claim. How you file your auto glass claim will be determined by the means of filing that is offered by your insurance company. Two of the ways by which you can file an auto glass claim is through talking over the phone or going to the claims section part of their website.
Next is you have to keep in mind that there are some scams involved in the repairing of the windshield. Believe it or not, but there are others who have been victimized by such scams. In order to avoid such scams what you can do is to avoid talking to people who tell you about rebates on your repair. You can also just ask your auto insurance company for recommended repair shops that do not have scams.
Then the next task is the actual repairing of your windshield. You can choose a repair shop from the list of repair shops of the auto insurance company or you can find your own repair shop where you can have it repaired.
After getting your windshield fixed what you can do then is to get your reimbursement. If you made your own choice with the repair shop you will have to present your invoice to your insurance company to get reimbursed.